M³ / reflect.finance ($RFI)

Last Update: Dec 11, 2020 (Originally written Dec 4)
NOTICE: Due to the success of RFI, other attempted clones with similar symbols were created by others and NOT ASSOCIATED with RFI. Please do not confuse the two. Thanks.

Basic info

Blockchain: ERC-20
Availability: Uniswap (v2)
Industry: DeFi
Live pricing: https://www.dextools.io/app/uniswap/pair-explorer/0x4c8341379e95f70c08defb76c4f9c036525edc30


  1. Dec 5, 2020 4:04am / High Moon Potential / Price: $0.448322
    Price history after recommendation.
    1a. Dec 6, 2020 12:38am / Price: $0.74484398
    1b. Dec 6, 2020 7:24pm / Price: $0.90400255
    1c. Dec 7, 2020 4:40pm / Price: $1.91993168
    1d. Dec 8, 2020 6:02pm / Price: $1.71893218
    1e. Dec 8, 2020 9:49pm / Price: $2.25778681
    1f. Dec 11, 2020 4:04pm / Price: $2.69587861


What Is RFI ?
RFI is a DeFi protocol that envisions 1% of all money moved being automatically redistributed to all holders of the network, all done without staking. With RFI and their innovative tech, they have created a way to earn yields without staking or having to claim rewards, thus eliminating the cost of GAS in this innovative and ground breaking build. It all just ends up in your wallet through a new method they like to call a “reflect”. In addition to this reflect, they have a black-hole that is also compounding interest on all transfers. So not only is the balance in your own wallet increasing, the supply decreases around your wallet at the same time.

1. Frictionless & gasless dual yielding opportunities since the network is structured to reward holders of RFI automatically, while allowing hodlers to stake/use them in 3rd party yield farming apps.

2. Officially launched December 2nd 2020, so market activity was ignored for November when analyzing.

3. Limited max supply of 10,000,000 tokens. Stable bottom support after two major marketcap volume injections during the initial stages show signs of positivity.

4. Healthy Telegram community; https://t.me/reflect_finance

5. Wallet preview for better tracking/management of RFI tokens and yield activity.
5a. UPDATE 12/6/20 Wallet went live; Login with your MetaMask wallet. https://dashboard.reflect.finance/dashboard

6. Project community is currently looking to secure the marketing services of https://twitter.com/davidgokhshtein
6a. 12/6/20 UPDATE Confirmed in Telegram, they secured David Gokhshtein’s marketing group.

7. The “blackhole” burn address receives the 1% transaction fees of RFI tokens, that every RFI token holder receives automatically by the protocol. This deflationary mechnanim, while rewarding its holders, is truly a unique DeFi experiment.

8. The theory behind RFI’s overall effect.

9. There is no “leadership team”, there is no roadmap, the project is simplistically complete as is when it launched.


  1. Strong Buy
  2. Hold Type: Mid (1) to Long (2) / 3 – 6 months / Item (1). Due to the nature of the project, there is nothing more on the roadmap, this one should have a longer span of hyper growth initially. Item (2). Recurring network fees are paid to holders of RFI tokens, giving reason to hold for longer than some other tokens.

M³ / Cowry ($COW)

Last Update: Dec 4, 2020

Basic info


First glance

From Cowry’s whitepaper,

This paper exhibits a clear understanding of Cowry (COW), which foremost function is to provide high-speed, private and stable means of payment, with emphasis on the gambling and gaming markets.



  1. Dec 4, 2020: No interest in the target industry.
  2. Price: $0.03987239